Ron and I have known each other since college. I knew he was a (heck) of a player. You don't win the Heisman just because they want to give it to you. You win the Heisman because of what you do.

It's great to know that I helped someone play at the next level and get a free college education. Those two have a lot of talent and, if they do a good job at Butler, they can go on to two more years at another college.

There are lots of planning opportunities in the timing of withdrawals to pay for college. For high school juniors, we're rebalancing to prepare for payout. For seniors, we may not plan payouts until the family has gotten their financial-aid package.

The most conservative persons I ever met are college undergraduates. The radicals are the men past middle life.