We believe that this acquisition further enhances our ability to serve our global broadband cable television customers.

We don't see rates declining much further or a significant firming in the near future, partly because ample capital is flowing into the market after the 2005 hurricane season. At the same time, we are encouraged by the ongoing development of our internal sales culture and by our ability to complete and integrate acquisitions. We anticipate further improvement in both areas in 2006. We also anticipate that contingent commissions could decline this year due to loss experience for insurers in 2005.

At the point where I feel like I'm going to collapse, I want to have the courage and the capacity and the ability to fight and to attack the race. I want to be able to get myself to that point and then I want to execute that and not give in to the pain.

If you allow good players time and space in which to operate then they have the ability to hurt you, as Arsenal proved against Real.

Many just don't want a conviction on a drug charge, even a misdemeanor, because it can affect their employability or ability to get financial aid.

Maybe the expectations are more on the likes of Spurs and Arsenal. That could free us. Although we are happy enough to be in the mix, we are not content with just that. We want to make sure we do everything in our ability to get that Champions League place.