38 Quotes by Ann Cotton

I hear, 'But why do poor people make such bad decisions?' But actually, their decision-making can be far more complex than that of the better-off in many ways. They're not financially illiterate: they're constantly weighing up choices based on the reality of poverty. Somehow the international development community has resisted accepting this.

The culture of philanthropy is alive and very well in Africa. International aid strengthens and extends it, but in the communities where I have spent time, it is all-pervasive.

Poverty diminishes confidence. So if someone offers you a grain store, even if you really need a plough, you take what is offered to you.

At Camfed, we have focused on transforming the vicious cycle of poverty in many rural African communities into a cycle of opportunity. Alumnae of Camfed's programs go on to become role models and mentors for future generations of young students. We call this the 'virtuous circle,' and we know this is a model that works.

The prevailing view was that girls were outside of school because of the resistance of families to their education. But when I visited a local village, what everyone told me - the chiefs, the parents, the children - was that girls weren't in school because it was the boys that had a better chance of getting paid work in the future.

I recall an 18-year-old girl named Rachel in Zambia who was given a grant to start a business of her choosing. She decided to breed goats so she could sell the meat and the milk, and donate the kids to orphan children. She herself was an orphan, stepping into young adulthood with no resources, and it was her first opportunity to earn her own money.

If you can't send your daughter to school when you know it will help her, you feel a sense of failure, and you feel that failure deeply.

For the poor, learning to manage money well is central to improving their lives.

The organization I founded in 1993, Camfed (the Campaign for Female Education), was in large part inspired by the generosity shown to me by a community in a village in Zimbabwe. During my visit to Mola to research girls' exclusion from education, the people of Mola fed me, shaded me, walked and talked with me for hours each day.