21 Quotes by Bill Hardekopf

Some people still don't realize how much and how easily they can save on their long-distance bills.

As a consumer, make sure you read the dreaded terms and conditions of the card so you know what you're in for.

This is definitely not good for competition. A number of consumer groups including Consumer's Union and the Consumer Federation of America plan to ask the Justice Department to reject the merger and we tend to agree with them. We are watching AT&T be reconstructed again right in front of our eyes. If the FCC is going to allow this to happen you have to ask why they broke them up in the first place.

No matter who you go with, the services are going to be about the same. It comes down to your calling patterns, what your in-state rates are and the billing increments.

It used to be 25 days. A number of them have gone to 20 days.

The largest carriers have raised rates each and every month this year. Instead of increasing across the board they have been increasing rates for one plan one month and another the next month.

If you expect to receive a tax refund or a bonus in the next year, transfer your balance to a card with 0% APR on balance transfers for 12 months. Extra money from tax refunds, gifts and bonuses can help significantly in paying down the balance.

In 95 percent of the country, it probably works great, and if you use your minutes correctly it's a great deal.

Come the end of the month you might see some nice incentives for carriers who want current customers to extend their contracts.