155 Quotes by Chanda Kochhar

I was good with numbers.

Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit cards and personal loans - we will do it primarily with existing customers.

I had to work just as hard as my male colleagues.

Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it.

We believe that rural India is going to be the next driver of growth. You cannot make money overnight there, as you have to set up infrastructure there; the value of transactions is lower - you need a few years before you can really make all those businesses profitable.

It's about maintaining balance. Plan better, be organised. I chose to be a working wife and mother. Why should I compromise on either?

Over the years, we have financed projects in core industrial sectors like steel, cement, aluminium and petrochemicals, and in manufacturing sectors like automobiles and textiles.

Mark-to-market losses are not real loss. It's a notional loss.

Every quarter, we need to see the portfolio and follow the accounting practice of mark-to-market that values investments according to the prevailing market prices and at the price at which they are made.