26 Quotes by David Wray

It is wonderful to see companies who have the commitment that these companies show. They are really trying to do the right thing with their workforce. They are good examples for the rest of American business.

Everyone has to be treated the same, ... eligibility is not a big expense.

Small companies are always right on the edge. (Setting up a retirement plan) distracts the management from their single-minded purpose of getting business in the door. You've got to make it easy for those people.

The family is of course heartbroken by their loss ... but they are amazed and grateful at the support they have received.

In her last will, she said no one can change anything. It is to stand as provisions of the trust indicate.

I hear concerns about the additional administrative and compliance resources necessary to run the program right and the difficulty that many feel there will be in educating the rank and file participants. It's a challenging issue to educate employees about investment concepts, and now it's important to teach them about tax planning.

How can we tweak our plan to attract the kind of employees we want and need?

You can typically get a loan in a few days and the companies are pretty open to this, they don't require you to submit a lot of paperwork to get a loan.