21 Quotes by Lori Lucas

Perhaps participants are growing accustomed to market fluctuations or they are simply waiting until the volatility subsides.

There's a lot of room for individuals to leverage investments in their plans to get the most out of their account.

There just needs to be a different way employees approach it. There is a lack of understanding around the amount of responsibility individuals have when they're relying on a 401(k) for retirement.

About 81 percent say they plan to save later.

It's tended to be financial services firms or companies with employees who are investment-savvy. And they've been mainly responding to employee demand.

Despite all the attention around retirement, it's discouraging to see that many people -- especially younger workers -- still do not feel a sense of urgency to take control of their financial security by investing proactively in their 401(k) plans,

The average person is not making any choices on a proactive basis, on an annual basis. We have more anecdotal evidence that the individuals are not really sure what the choices are.

the average person is not going to do anything.

In many cases, employees don't actively manage their 401(k) portfolios because they don't know how to make good investment decisions, ... They feel safer doing nothing.