13 Quotes by Martha Holler

Students should first consult with their financial aid office for recommendations on student loan options and lenders. Most offer a list of lenders they recommend to their students as offering excellent rates and terms; providing excellent customer service; and extending attractive loan benefits and discounts.

Small amounts add up quickly and make a significant dent in students' financial needs. Every bit helps, and you'll find it's well worth the effort of applying.

The key to the process is getting organized and meeting deadlines. Set up a file with information about all financial aid programs and keep financial documents, such as last year's tax forms and recent bank statements, on hand. Track deadlines for college, scholarship and financial aid applications, and keep a copy of every form you submit.

The first thing you want to do is sit down and breathe deeply.