58 Quotes by Michelle Singletary

Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.

I've decided to keep working until my last kid is thu college.

Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying.

Once you finish paying for college you could reduce your life insurance.

I've found that when you can quickly knock out debt you get motivated because you see progress. Then you attack the other debt so fast that even if it's at a higher interest rate, you don't end up paying much more because you've gotten rid of it.

The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good.

Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time.

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.