127 Quotes by R. A. Salvatore

For these reasons, insurance companies will look at the breed of dog when deciding in terms of underwriting. There is no industry-wide policy. Each company is going to treat dogs differently.

That's the whole point of writing to me - I put my characters under incredible duress, and from that comes their truth. In a way, I'm using them to try to find my own answers in life.

Whether it's a kid in high school who doesn't have any friends and finds friends in my characters, or a guy in Afghanistan, who's trying to forget what he did that day, and trying not to think about what he's gotta do tomorrow... I give them a little bit of an escape.

When there is a big catastrophe, rates don't go up in other parts of the country to make up for the losses. That's not how it works.

You have to understand that while I pre-plot the meta story of a given book, I often have no idea of what will happen on the next page, let alone the next chapter. That's what makes it fun for me; I write the books the same way many people read them.

Each company has different procedures, but generally if you file a lot of small claims that can be problematic. Statistically, most people only file a claim every 8 to 10 years, so if you're filing more than that you stand out.

Things like jewelry, it might be quite honestly easier to leave that at home. Or put it in a safe-deposit box.

The way insurance works, they are going to look at what is their experience and what is the projected experience. The underwriting, how an individual insurance company prices its products is very important. That is how they compete. Some companies just believe the risk is too great for them to financially handle.

These are the two areas where you don't want to make a mistake. These are the two areas that are costly.