47 Quotes by Robert Hartwig

What Katrina and Rita together are going to reveal is the shocking lack of flood coverage among homeowners, even those very likely to have their homes threatened by flood.

We are certainly expecting that for the next 20 years or so we will be in a cycle of more frequent and intense storms. There's going to have to be an adjustment in the industry.

Fewer claims translate directly into a lower overall rate increase for consumers.

There's overwhelming evidence that the 2006 hurricane season will be longer, and storms will be more frequent and intense. We could see 20 years of this.

These soldiers put their lives on the line and deserve the utmost respect. But even big companies haven't thought about their obligations to these people.

The state of Florida is living in denial. Florida is not living up to its obligation to control growth and shows no signs of living up to its obligation.

Projections that this is going to be the worst ever are probably off... we're probably looking at something that's in the top five.

You should assume that as charitable as it is, you have total liability for these individuals, in the same way as if a stranger came to your house just invited for a dinner party. If they slipped and fell, you're going to be liable for them. You do not enjoy any immunity from liability. It's a sad statement, but that's the world we live in today.

You're going to be on the hook. What if one of the people is a 17-year-old? That dramatically changes your risk profile.