23 Quotes by Sara Collins

This really leaves one concerned about the ability of us as a society to manage chronic conditions that ultimately become very costly to families and to the health system.

Few people in these plans would recommend them to friends or co-workers. By focusing exclusively on the demand side, incentives give disproportionate responsibility on cost control to people with health problems or lower incomes.

What's surprising is the instability of coverage across low and moderate incomes. There is a sense of some risk and some high cost burdens among both low- and moderate-income working households in this age group.

Young adults probably have the weakest connection to employer-based coverage. They're more likely to get jobs that are low wage, part time or with small businesses that can't offer insurance.

This is basically a working group actively saving for retirement. We wanted to see whether they had health coverage, where they got coverage, and what their out-of-pocket costs were like and what that meant for access to care.

Allowing Medicare buy-in for caregivers of Medicare beneficiaries, or tax credits for caregivers' medical expenses, could ease their financial burden.

It's a cause for concern that this problem is obviously spreading into more moderate-income households. It's reflective of the fact that more employers are not offering coverage.

It represents an explosion of the insurance crisis into those with moderate incomes.

That raises some concerns about the decisions people are making when faced with high out-of-pocket expenses.