25 Quotes by Stephen Brobeck

Banks are hypocritical to seek bankruptcy restrictions when their irresponsible marketing and extension of credit card debt has been an important cause of rising personal bankruptcies.

Banks are increasingly monitoring profitability. If you have borrowed a lot of money or have tens of thousands of dollars in a money market account, they won't want to lose you.

This is an important finding because those who know their personal wealth are more likely to spend, borrow and save sensibly.

This is not on the radar screen of the banking industry right now. They're not interested in small depositors.

They simply do not understand the power of making small regular contributions.

It's a small industry that sells protection in the event you can't make your payments. Essentially, you buy it and it's very expensive; it's not a good deal.

It prevents credit unions from extending their services to small employee groups.

Despite all of the news coverage about credit scores over the past year, many consumers still do not understand important facts about these increasingly influential numbers.

It's discouraging. What we see is little change in the assets of the typical American household between 2001 and 2004, after substantial increases in the previous six years.