25 Quotes by Stephen Brobeck

It's important to pay attention to any mailings from issuers for changes in terms and conditions,

The fees continue to rise but bear little relation to actual costs.

If you ask for understanding and relief from credit card companies and mortgage companies, the cash you raise will go farther,

Check the terms and conditions, particularly the grace period and fee levels -- whether or not there's an annual fee -- and interest rates.

Generally it's a good idea, but you need to comparison shop to make sure you get a good deal.

If consumers would simply maintain the minimum balance requirement, they wouldn't get hit with monthly fees and wouldn't bounce checks. You want to find a bank that has a minimum balance requirement you can meet.

If consumers started to shift money, however, ... from an interest checking or a traditional savings account into even a bank CD or from a bank to a credit union. That would place market pressure on the banks to raise those interest checking rates and those traditional savings rates. They (banks) do not feel as if consumers are demanding higher rates.