59 Quotes by Uday Kotak

There is socialism in the family that conflicts with meritocracy. And that bothered me.

There's no harm being a copycat. If someone else is doing a good job, copy. It's free.

When I wear the hat of management, it is important that our management behaves and conducts as management accountable to the board.

Younger customers are the future, but older customers have the money. So you need both: one for the present, and the other for the future.

A lot of our fiscal deficit went to fund consumption and really did not get used to build investment and infrastructure. The trouble is, you can get a spurt in GDP growth, which may not be sustainable. I would much rather build the gradient of a long-term marathon.

A weaker currency is a national tariff. After we get a weaker currency, we have to take advantage of that. Or else, we will waste it once more in inflation and in the inability to raise competitiveness.

As long as there is cash, and the economy is running, all is well. But as a bank, we'll have to test, experiment, try a hundred different things. A few may work, a few may fail, but we have to experiment and try.

As we were all growing up, there used to be a very big mantra in India which was called 'export or perish.' There was a long period when we used to focus on import substitution.

Growth should take care of the fear of job losses. People will be challenged to do different things. For people who are not up to it, purely based on objective assessment, that's a different issue, which, you do it anyway.