48 Quotes by Zeng Jun

As long as you have a debt from the bank, you are working for them, not for yourself.

You should not leave your housing loan aside after getting it. Learn to keep track of it every six months, or retain an advisor, such as a mortgage consultant or broker who can help you to do it. You will realize you can save quite a large sum of money throughout your loan tenure.

Your home loan may be the largest ticket item of your life. It is therefore logical and sensible to pay the most attention to it.

Think positively! Pull your finance together as soon as possible during the economic slowdown. Don't wait for things to happen to you. Shave off some extra expenses, refinance that home loan, restructure some of your debts...

There may be a correction in Singapore housing prices. The housing price index is reaching the peak and prices might stabilizes for a while before it goes down again.

A bank only lends you money when you do not need it.

Foreclosure investing is going to be one of the hottest growth area in Singapore in times to come.

It may be a good idea to get some equity out from your property for some renovation or to fund that investment idea. Using equity from your property is much cheaper than other types of credit facilities...

No analyst, investment banker, consultant or even a fortune teller will be able to tell you when prices have hit bottom. You can start buying now, so as not to miss the opportunity...