Creating the right mind-set and a positive attitude today, will help you to start crafting a clear plan of how you intend to make your life a success.

The question is, do you have deliberate plans for your life? Do you have intentions with you time? God planned that there should be a time for everything and for every season, meaning you can plan for everything and every season in your life! You may ask, 'Is that possible?” I say, “It’s up to you!

You make the plans - otherwise you will die thinking it is not possible to plan to have time for work, for exercise, for sleep, for relaxation, for recreation, for eating, for entertainment, for love, for family, for spirituality, for friends, for personal reflection, for personal development, for business, for charity all in one life!

There must be a season for everything that measures what success means to you, there must be a deliberately scheduled time slot for the things that are important to you. Wishing is not enough, deliberate plans followed by deliberate actions make it possible.

Not planning for your time expenditure simply means deliberately intending to fail.

Consistently turning up for meetings late, is a statement saying you have no respect for the person you are meeting or for the purpose of the meeting, or both. You are sending a clear message that this person or the reason for your meeting is not important to you.

Everything you love, enjoy, respect or value will somehow find top priority, even without excessive conscious reminders. Show respect through the way you manage time, especially when others are involved or affected.

It must start by knowing Time = Life. Spending your life on impulse will lead to a broke life, just like impulse buying leads to an empty wallet! How much value you place on your time reflects in the activities that consume your time.

The setting of SMART goals has been written about extensively over the decades, but will only be as useful as the extent to which its principles are used.