Kenya’s M-Pesa proves that when people are empowered, they will use digital tech to innovate on their own behalf.

I hope someday what people can do with their lives depends on their talents and how hard they are willing to work, rather than on where they happen to be born.

For one thing, there's an essential human factor in every business endeavor. It doesn't matter if you have a perfect product, production plan and marketing pitch; you'll still need the right people to lead and implement those plans.

Take our 20 best people away, and I will tell you that Microsoft will become an unimportant company