When there are earnings, you have to be on a look out of where you will spend your earnings. And when the expenses come your way, you have to be strong that the evidence to repay the debts has come. Income is a resposibility and expense is the means to clear off the responsibility.

Good karmas are an illusion and bad karmas are also an illusion. Despite this, I am not telling you to stop doing good karma. Going from bad to good is a good thing. However, in spite of doing good; the illusion doesn’t go away. True religion begins after the illusion has gone away.

Unfolding of karmic effect is self-resulting (swaparinami). Therefore, whatever the unfolding karmic effect does is correct. Do not be obstinate there. The unfolding of karmic effect indeed means that it has come before you to give the result. Why not stop interfering in it?

Whatever activity one sees in this world, it is discharge of previously charged karma. Man has nothing to do with it. He only does egoism here of, ‘I did samayik (introspective meditation).’ He creates a karmic account! He becomes entrapped! He takes enjoyment from tasting sweetness of subtle pride of doer-ship.

What does ‘family member’ mean? However big one’s business, he has that many customers. The smaller the business, fewer the customers it has; and the bigger the business, the more are the customer. When the karmic accounts are settled, the customers will stop.

Those vibrations that we created have indeed fall upon us. Only those acts that were done in the ignorant (Self unawareness) state, that has given us reactions.

If you want to know the answer to ‘Who am I?’, then you will have to go to a Gnani purush [the enlightened one]. The Gnani Purush will give you Knowledge of your real Self [Who Am I] in the presence of the egoism. Thereafter your accounts (karmic) will be settled [& things will start falling in place].

I am Chandubhai’ is an illusion itself and from that are karmas charged. When does ‘charging’ of new karmas stop? When one attains the exact awareness of ‘who I am?’.

Anger-pride-deceit-greed are in the form of ‘discharge’. But if one does not have ‘knowledge of True Self’ (realization of the self), then he ‘charges’ new karmas within.