A Gnani (Enlightened one) never wastes his time in counting money; upayog (applied awareness of Self) gets wasted in doing so. Upayog is where the interest is.

The awareness that ‘money will get spent’ must never be kept; whatever gets spent at whatever time is correct. That’s why it has been stated that money should be spent, so that one can become free from greed and it can be given again and again.

Awareness (of the Self) prevails in matters where one becomes attachment-free (vitrag), and where one has attachment-abhorrence, there his awareness will not prevail.

The one with ‘egoism’ and ‘my-ness’ (mamata); the one with the awareness that ‘I am the doer’- are all called ‘Jiva’ [living beings] and he who has attained the realization that ‘I am not the doer, I am the Knower-Seer and I am the form of the eternal-bliss’, then he is the ‘Soul’!

Nothing in this world can touch or affect the one who remains in the focused pure applied awareness of the Self, the Soul (shuddha upayogi).

Shuddha upayog (applied awareness of the Self, The Soul) means to be able to see the Soul and the Body of the other person as separate. The constant contemplation of ‘I am pure Soul (Shuddhatma)’ is shukladhyan (pure contemplation as the Self).

To constantly see one’s own self as ‘Pure’, and to see other’s self as ‘pure’, is focused applied awareness of the Self, the Soul (shuddha upayog).

Shukladhyan (pure contemplation of the Self, the Soul) means focused awareness of the eternal form of the Self, the Soul. Dhyan (contemplation or one’s focused effort) is a natural thing. And in pure applied awareness as Pure Soul (shuddha upayog), one must do spiritual effort with awareness of the separation of the Self and non-Self.

Who is doing this? Who am I? What is all this? Who is the doer? Who is the nimit (instrumental doer) of this? If all these remain present ‘at a time’ exactly the way it is, then that is considered shuddha upayog (pure focused applied awareness of the Self, the Soul).