You will be able to change your life to what you want it to be only by taking responsibility for your own actions

You need to decide what your life is going to look like!

Random acts of kindness don't have to be big or even cost money. It will however make you a better person.

You can change your life and make it what you want it to be, but only if you take consistent action.

She is forever buying things because it is so cheap! That's financial suicide.

Thanking someone is such a simple thing, but it is extremely rewarding, both to the giver and the receiver.

The key is to realize that you have a choice on how to spend your money.

Don't buy on credit. This habit, more than any other, will eventually guarantee your financial independence, no matter what your income.

To get more money to spend on yourself - don't buy on credit!