X is for X-mas Concentrate your energies, your thoughts and your capital. Put all your eggs in one basket and then watch that basket, then all your Christmases can come at once!

Assiduity, it means sit down until you do it. Commit yourself to your work and study.

H is for Habit, winners make a habit of doing the things losers don't want to do.

Just do it! First you make your habits, then your habits make you!

I is for Integrity, be honest with yourself and others.

S is for SCARY! Fear is driven out by action! Bad habits are overcome by good habits.

Think outside the square. Think for yourself don't just follow the herd. Think multidisciplinary! Problems by definition, cross many academic disciplines.

Warren Buffett chuckled and said to me "I hope it's not my bad habits" Good Habits once established are just as hard to break as bad habits and bad habits are easier to abandon today than tomorrow. So what are you going to do about it?

Z is for Zany! Master the Zany habit of thinking backwards. it will help you become a really great thinker!