To accumulate any wealth, you must invest at a growth rate higher than inflation.

Long-term price growth has three factors: yield, inflation, and business growth.

An ounce of gold will always be an ounce of gold regardless of the length of possession. The short-term value will go up or down, but gold prices will follow the general inflation rate in the long run.

Cash and bank deposits are not risk-free investments. They suffer substantial hidden risks like inflation, credit, and foreign exchange.

Putting money in a savings account is not going to make anybody rich. It is making the depositors poor every day if you count the inflation.