The first wave of the digital divide was accessibility. The second wave was how to use it. The next wave is does it shape us? Does it define us? Solving accessibility doesn't help in leveraging the potential, nor does it prevent the risk of tech defining us as a society.

The whole is greater than the sum of the parts" For #Blockchain, the sum of the parts is equal to or greater than the whole for many use cases. Immediate ROI could come from the leveraging the parts instead of the whole.

Attempting to manage ethics in the hyperconnected world through legislation only creates an environment that encourages the rationalization of the negative impact of the behavior and limits it to selective areas where there is no personal connection.

Blockchain by itself isn't transformational, however it is foundational. As a foundational innovation, Blockchain's value can only be fully realized when the business process is transformed to take advantage of its capabilities, leading to ROI for existing business models and the ability to create value through new ones.

Without transforming the business process, Blockchain only offers the potential of incremental value in reducing TCO.