[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fi9Czep0nSt405Jk1B4Pqdsq8V__pWP2COlGBofhrRGA":3,"$fN7uFTzw667XxE3V8fiZOSyffBBWSZutx_RASjYA1PcU":12},{"author":4,"tags":11},{"author_id":5,"author_name":6,"author_name_first_letter":7,"article_count":8,"bio":9,"short_bio":9,"slug":10,"image_url":9},158328,"Lori Lucas","L",21,null,"lori-lucas",[],{"quotes":13,"pagination":119},[14,27,38,44,55,64,75,86,97,108],{"id":15,"quote_text":16,"author_id":5,"source_id":17,"has_image":18,"author":19,"source":20,"quote_tag":21,"commentary":9},1926349,"For the average person, these life cycle funds are an excellent option.",4,false,{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[22],{"id":23,"tag":24},4915027,{"id":25,"tag_name":26},3379,"average",{"id":28,"quote_text":29,"author_id":5,"source_id":17,"has_image":18,"author":30,"source":31,"quote_tag":32,"commentary":9},1926340,"Clearly, this is a challenging group to get thinking about their futures.",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[33],{"id":34,"tag":35},4915019,{"id":36,"tag_name":37},4620,"group",{"id":39,"quote_text":40,"author_id":5,"source_id":17,"has_image":18,"author":41,"source":42,"quote_tag":43,"commentary":9},1926328,"If you save just 2% more and retire at 67 instead of 65, it dramatically improves your retirement outlook.",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[],{"id":45,"quote_text":46,"author_id":5,"source_id":17,"has_image":18,"author":47,"source":48,"quote_tag":49,"commentary":9},1926321,"In many cases, employees don't actively manage their 401(k) portfolios because they don't know how to make good investment decisions, ... They feel safer doing nothing.",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[50],{"id":51,"tag":52},4915001,{"id":53,"tag_name":54},58090,"actively",{"id":56,"quote_text":57,"author_id":5,"source_id":17,"has_image":18,"author":58,"source":59,"quote_tag":60,"commentary":9},1926311,"the average person is not going to do anything.",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[61],{"id":62,"tag":63},4914989,{"id":25,"tag_name":26},{"id":65,"quote_text":66,"author_id":5,"source_id":17,"has_image":18,"author":67,"source":68,"quote_tag":69,"commentary":9},1926292,"The average person is not making any choices on a proactive basis, on an annual basis. We have more anecdotal evidence that the individuals are not really sure what the choices are.",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[70],{"id":71,"tag":72},4914974,{"id":73,"tag_name":74},290875,"anecdotal",{"id":76,"quote_text":77,"author_id":5,"source_id":17,"has_image":18,"author":78,"source":79,"quote_tag":80,"commentary":9},1926283,"Despite all the attention around retirement, it's discouraging to see that many people -- especially younger workers -- still do not feel a sense of urgency to take control of their financial security by investing proactively in their 401(k) plans,",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[81],{"id":82,"tag":83},4914965,{"id":84,"tag_name":85},1796,"attention",{"id":87,"quote_text":88,"author_id":5,"source_id":17,"has_image":18,"author":89,"source":90,"quote_tag":91,"commentary":9},1926272,"It's tended to be financial services firms or companies with employees who are investment-savvy. And they've been mainly responding to employee demand.",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[92],{"id":93,"tag":94},4914952,{"id":95,"tag_name":96},9469,"companies",{"id":98,"quote_text":99,"author_id":5,"source_id":17,"has_image":18,"author":100,"source":101,"quote_tag":102,"commentary":9},1926258,"About 81 percent say they plan to save later.",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[103],{"id":104,"tag":105},4914943,{"id":106,"tag_name":107},58083,"percent",{"id":109,"quote_text":110,"author_id":5,"source_id":17,"has_image":18,"author":111,"source":112,"quote_tag":113,"commentary":9},1926250,"There just needs to be a different way employees approach it. There is a lack of understanding around the amount of responsibility individuals have when they're relying on a 401(k) for retirement.",{"id":5,"author_name":6,"slug":10,"author_name_first_letter":7,"article_count":8,"image_url":9},{},[114],{"id":115,"tag":116},4914928,{"id":117,"tag_name":118},4175,"amount",{"currentPage":120,"totalPages":121,"totalItems":8,"itemsPerPage":122},1,3,10]