Some misers never spend, saving everything because they think they’ll live forever. On the other end are the wasters, who believe they’ll die tomorrow, so they might as well spend it all today. They’re both wrong. Many people have become rich by living poorly while others have become poor by living richly. But there is no need to go to extremes. You can be extra without breaking the bank, and you can preserve the bank by not being extravagant.

-Art Rios

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