[T]he entire conversation was about how much money we needed to put away in order to have a certain income when we retired. The conversation boiled down to this (from my point of view): "Right now, restrict every pleasurable aspect of your life that costs money. Scrimp and save. For the next 30 years. Then--and only then--will you be able to live well once you retire." What I heard was this: Put your life on hold now. Live later.

-Kate Northrup

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