I wish life was like banking,' I said. 'I don't mean it's straightforward. Some of it's incredibly complicated. But you can understand it in the end, if you try hard enough. Or there's someone, somewhere, who understands it, even if only afterwards, after it's too late. The trouble with life, it seems to me, is that it can turn out to be too late and you still haven't understood it.
-Julian Barnes
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