Here are the top three warning signs [you're at risk of foreclosure]:* You used to think nobody cared when your phone rarely rang. Then you missed a couple of house payments.* You're glad gas prices have fallen so you can afford it if you have to move into your car.* You're ready to say, "Let's make a deal" and trade your upside-down house for whatever's behind Door #3.

-Kathryn Alesandrini

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