I'm sure someone would say it's my own damn fault. That it was my responsibility to build an emergency fund. At least three months' salary, the experts say. I would love to backhand whoever came up with that number. They clearly never had a job with take-home pay that barely covers rent, food, and utilities. Because here's the thing about being poor-most people don't understand it unless they've been there themselves.

-Riley Sager

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