4 Quotes by Bud Ward

We've never gone through an adverse economic cycle with this type of lending. The uncertainty is what happens if we have a significant downturn.

The question of service is in the eye of the beholder. The service I want might be very different from the service my 84-year-old mother wants.

Some people like the personal touch of going in and talking to the bank president.

This (business) has created credit for people who never had it before -- and that creates buying power and jobs.