18 Quotes by Diana Yates

What would have happened to Citigroup under a weaker operating environment?

M&A is not going to be enough to carry the day for investment bankers as far as earnings go.

You have probably been hearing about how well they've done as far as integration goes, how steady and slow they've gone. The ... earnings here are really core earnings, not about ... stretching by security gains or one-time items. Their reserves are strong, the future looks strong for them.

We have been saying for some time that a bank is not a bank, ... and I think you are will hearing more of this, you know, look back at the Fed and what they had to regulate had 10, 20 years ago, it's totally different from a bank today, with the full financial service mix of products.

We think it trades at a discount. We think that it's a good opportunity, especially when we look for a good recovery into next year,

The Y2K concern just never really came to be, ... There doesn't appear to be any slowdown. It's definitely looking like this is going to be a trend.

The strong are getting stronger. There are more opportunities to buy at a cheaper price.

This is not a surprise. They had hinted they were going to do that that was one of the things they need to do to accomplish double-digit earnings growth. I would think Citigroup has a lot of potential to cut out some expenses when you look at all the mergers over last couple of years.

This is really about cutting expenses, ... You need the volume to create the synergies of scale. When you look at Citigroup, they have been looking to get bigger, particularly on the consumer side.