16 Quotes by Gary Claxton

When you've got three kids and someone's sick, your first thought is probably not to get online and find out which doctor's a little bit cheaper.

Unless employers are putting a bunch of money in, I really don't see how these balances are going to get much bigger.

Certainly a component of what they believe in is people should have less-generous insurance. The idea of making out of pocket expenses deductible is tied to the broader notion that we need to change overall tax policies.

If it's not covered, there's not much you can do.

I think people don't always realize that certain things have limitations on them or may not be covered, or that there's a separate deductible when you go in the hospital.

The reason you buy insurance is to protect yourself financially. If you get really sick, it doesn't do you much good if you have a $3,000 deductible and now don't have $3,000.

The good news is that it's a slower rate of increase than last year. But it's still substantially higher than where wages are going.

You have to start with the plan first.

Employers are beginning to exclude more services from that maximum.