3 Quotes by Ken Giebel

But as interest rates start to go up the lower payments can help some people qualify especially in a high-cost state like California.

There's more 40-year loan business being written today than there was 12 months ago. We're investigating, at this point, adding it to our first mortgage portfolio.

The thing that's different about it and makes it unique -- there is nothing in the industry like it -- is the interest rate never changes. So you qualify on the interest and you know at payment 61 how much your payment is going to go up.