31 Quotes by Linda Sherry

Marketing gimmicks are pretty popular right now, ... Issuers have to try to separate themselves from the pack.

Using 10-10s to call internationally can be a bargain if you are careful about monthly fees, ... Many of the pre-subscribed international calling plans offered to residential customers by primary carriers have somewhat higher rates and charge a monthly fee.

The crime is definitely on the increase and it shows no sign of stopping. It's a frightening thing.

The factors cited by card issuers are very broad. It appears that anyone - not just people in financial difficulties - could be subjected to a much higher rate for very insignificant reasons.

To me, having a good card with a low rate that doesn't zap you with late fees is a better way to go than all of the gimmick cards.

You may have to contact the issuer two or three times, but keep plugging away until your credit report shows that the card has been closed.

We see a shift in the industry toward cards that give something back, because industry research shows that reward cardholders make more purchases, tend to use their rewards cards exclusively and are less likely to jump ship for lower-rate cards.

Even if you lose, the message will start to be heard.

Be prepared for some runaround when trying to find out the fees for foreign transactions. A lot of representatives don't have a clue, so you have to be persistent.