5 Quotes by Michael Kidwell

Some credit unions may not offer things like safety deposit boxes, cashier's or certified checks. We've actually had clients who weren't able to get those type of checks from their credit unions.

Cards vary dramatically. Some of them fit your needs more than others.

There are a lot of odds and ends people like to buy when they move into a new home. Banks might see you as a credit risk if you have ten cards, all of which you could max out.

This way the creditor risk is minimized, but (the consumer still has the convenience of having a credit card).

A lot of people will transfer their balances (to a lower-rate card), but then fail to send more than the minimum due.