All my challenges have become opportunities.

When I moved from corporate to consumer banking, I brought a lot of synergy with me.

When I moved from consumer banking to international banking, I thought I brought a lot of insights from India we could implement globally.

I take all the stress on myself so everyone else can work without stress.

Getting small things like Visa or driving licence should be made easier as we, in financial service sectors, are dealing with financial regulations and tax constraints.

There are lots of India-related business which is nourished overseas. I mean India-related business that is done off-shore. There are lot of funds that are invested in India and run by Indians but are being operated from outside, mainly because of the taxation laws.

When people come and invest in India, they invest on a certain premise, and the fact that the very premise can change worries them a lot.

Our parents treated all three of us - two sisters and a brother - equally. When it came to education, or our future plans, there was no discrimination between us based on our gender.

Aggression at a time when the economy was growing at substantial rates and the retail lending as an industry was growing at a substantial rate was an appropriate aggression. Caution at a time when the economic environment is so uncertain is an appropriate caution.

A leader has to find opportunities in any environment.