The first thing we do is we get ice and we mix up a big cooler of Gatorade and these guys drink Gatorade and water.

You've got an incredibly fragile link into Wellington. Having only one primary access into Wellington seems nuts. You have one big earthquake and you have no road.

These guys work pretty hard, so if they need to take a break we let them take a break, especially this time of year when we are really really busy.

I can understand all the excitement about this season. I was 2 years old when the Seahawks last won a playoff game, so you never know when something this special will come around again.

Investment banking continues to be pretty strong pretty much for all these players. Goldman yesterday talked about a record backlog and I think that would also be true for Lehman. Morgan Stanley will be reporting tomorrow. That's been a pretty steady drumbeat. Underwriting activity was a little slower. Fixed income business has been picking up with the Federal Reserve seeming to go on hold,

It really does get hot in the shop. It's anywhere from a 105 and 108 degrees even in the shade and that's pretty hot.

There's a lot of faith and confidence in this management team. This may be more change in executive suite than investors are happy to see.

There was a three- or four-day period (after the NFC title game) where we were getting pretty frazzled. Store sales usually slow down after the holidays, but this January has kept us very busy.

You can't keep throwing us around. Accommodate your own people.

You've seen several commercial banks make acquisitions of smaller regional brokerage firms this year, and all of them believe quite sincerely that they are going to grow revenues as a result and gain market share because they now offer one-stop comprehensive financing for their customers. At the same time I don't think Merrill Lynch is planning to lose any business.