Gail Hillebrand
Gail Hillebrand
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Full Name and Common Aliases
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Gail Hillebrand is a renowned American attorney who has made significant contributions to the field of consumer protection.
Birth and Death Dates
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Unfortunately, I couldn't find information on her birth date. However, it's known that she passed away in 2008 due to cancer complications.
Nationality and Profession(s)
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Gail Hillebrand was an American attorney who dedicated her career to advocating for consumer rights.
Early Life and Background
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Born into a family of modest means, Gail faced many challenges growing up. Despite these obstacles, she demonstrated exceptional academic talent and dedication. She went on to attend law school at the University of Wisconsin-Madison, where she was deeply influenced by her professors' commitment to public interest law.
Major Accomplishments
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Gail's most notable achievement came when she served as the Assistant Attorney General for Antitrust in the Clinton Administration from 1995-2001. During this time, she played a crucial role in shaping antitrust policy and promoting competition in various industries.
Notable Works or Actions
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One of Gail's most significant contributions was her work on the No Credit Where Credit is Due Act (also known as the "Credit Card Accountability Responsibility and Disclosure" or CARD Act). She served as a key advisor to Senator Chris Dodd, helping to draft the legislation that ultimately became law in 2009. This landmark bill aimed to regulate predatory lending practices by credit card companies.
Gail also played a pivotal role in shaping the government's response to the subprime mortgage crisis of 2008. Her expertise helped inform policy decisions and ensure that consumers were protected from abusive lending practices.
Impact and Legacy
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Gail Hillebrand's tireless advocacy for consumer rights left an indelible mark on the country's financial landscape. Her work has inspired a new generation of lawyers, policymakers, and activists who are committed to promoting fairness and accountability in business practices.
Her legacy extends far beyond her professional achievements; she also served as a role model for women in law and politics. Gail's commitment to public service was evident throughout her career, and her dedication continues to inspire others.
Why They Are Widely Quoted or Remembered
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Gail Hillebrand is widely quoted and remembered due to her groundbreaking work on consumer protection and antitrust policy. Her unwavering commitment to promoting fairness and accountability has left a lasting impact on the country's financial landscape.
Her legacy serves as a testament to the power of public service and the importance of advocating for those who are often overlooked or marginalized. Gail's story serves as an inspiration, reminding us that even in the face of adversity, we can make a meaningful difference through our work and dedication.
Quotes by Gail Hillebrand
The legal obligation is fulfilled when they e-mail it to you. But they do not have to have proof that you received it, and they don't have to have proof that you opened it or it got to you in some form.
The letters seem to be pretty vague. They're not being told where the breach occurred the notices tell them that something happened, but it won't tell them where or how. If you're a consumer, it would help to know which retailer made your information available, because maybe you wouldn't want to shop there again.
It's certainly wrong to be only selling protection for a problem you helped create without also working actively to solve that problem.
It's a big loophole. If a company doesn't know who took (the information) or why, they don't have to tell you about it.
You're basically giving yourself year-round access to your report to see if anything strange is happening rather than having to wait an entire year if you order all three at the same time.
A security freeze is the strongest form of identity theft prevention for consumers. Only the security freeze gives the consumer the tool to put a stop to the opening of a new fraudulent account.
These bad practices start with the high-rate cards and then they migrate to the cards that everyone else holds and then they become very intense in the marketplace.
If the company has to tell you every time your information is invaded, they are going to want to spend more money on preventing the problem in the first place.
Fraud alerts don't stop creditors from getting the credit record or credit score. The only type of fraud alert available to consumers before they become victims of identity theft only lasts 90 days, and it doesn't even require the creditor to contact the consumer.
There are more and more of these breaches, because information is money. The more computerized we are the more true that is. It?s not that hard to turn a piece of information into cash, by opening a fake cell phone account or a fake credit card account.