Jean Chatzky
Jean Chatzky
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Full Name and Common Aliases
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Jean Chatzky is a well-known American journalist, author, and financial expert.
Birth and Death Dates
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Jean Chatzky was born on December 16, 1961.
Nationality and Profession(s)
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American. Journalist, Author, Financial Expert
Early Life and Background
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Born in New York City to a family of modest means, Jean Chatzky developed an interest in finance and economics from an early age. She was raised by her parents, who instilled in her the importance of financial literacy and responsibility.
Chatzky's early career began as a reporter for _Money_ magazine, where she covered personal finance and economic news. Her passion for helping people understand complex financial concepts soon led to her becoming one of the most prominent voices in the field.
Major Accomplishments
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Throughout her illustrious career, Jean Chatzky has achieved numerous milestones that have cemented her status as a leading authority on personal finance:
Recipient of the 1997 Emmy Award for Outstanding Feature or Documentary Direction for her work on "The New American Dream"
Author of several best-selling books, including _Women with Money_ and _You Don't Have to Be Rich_
Host of the nationally syndicated radio show, The Jean Chatzky Show
Featured guest on various media outlets, such as NBC's Today Show, CNN, and NPR
Notable Works or Actions
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Jean Chatzky has made significant contributions to promoting financial literacy through her work. Some notable examples include:
Developing the "Money Habits" survey, which assesses individuals' financial knowledge and behaviors
Creating educational programs for schools and non-profit organizations focused on teaching personal finance skills
* Writing columns for publications like _O, The Oprah Magazine_ and _People_
Impact and Legacy
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Jean Chatzky's impact on the world of personal finance cannot be overstated. Her dedication to making complex financial concepts accessible has inspired countless individuals to take control of their financial lives.
Her influence extends beyond her work as a journalist and author; she has also played a significant role in shaping public policy related to financial education and consumer protection.
Why They Are Widely Quoted or Remembered
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Jean Chatzky's enduring popularity stems from her unique ability to break down complex financial concepts into simple, actionable advice. Her empathetic approach and commitment to empowering individuals have made her a trusted resource for people from all walks of life.
As a leading voice in the field of personal finance, Jean Chatzky continues to inspire and educate audiences worldwide through her writing, speaking, and media appearances.
Quotes by Jean Chatzky
By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later. That's hard. Our brains are hard wired to prefer the here and now.
Don’t let the fact that you’re spending time getting organized result in late fees on your credit card bills.
You can have a do-over starting today. But you have to get over the feeling that it’s too late.
By definition, saving – for anything – requires us to not get things now so that we can get bigger ones later.
Sometimes a creditor is willingto do this as a bargaining point - you give the creditor cash in hand, it gives you a positive listing on your credit report - even though you haven't paid the full amount. Get this agreement in writing.
After explaining why you're in trouble, ask the creditor if the company would be willing to accept a smaller amount. Start negotiations at about 30% of the total amount due, with the end goal of paying 50%.
In most cases, if you've gotten to this point, you've already received a letter or phone message from your creditor with the name and extension of a representative. If you haven't, you can call the toll-free number on your bill, but keep in mind that the person who answers may not have the power to negotiate a settlement. Ask to speak to someone who is either a supervisor or in the settlement department, if the creditor has one (as many do).
![You need a clear, legitimate excuse for why you're behind [the bankruptcy], such as a layoff, divorce, or medical emergency. Be prepared to back up the circumstances with supporting documents. Anything you have to substantiate your story - including proof that you have, for instance, been actively looking for a new job - will help.](/_vercel/image?url=https:%2F%2Flakl0ama8n6qbptj.public.blob.vercel-storage.com%2Fquotes%2Fquote-1209865.png&w=1536&q=100)
You need a clear, legitimate excuse for why you're behind [the bankruptcy], such as a layoff, divorce, or medical emergency. Be prepared to back up the circumstances with supporting documents. Anything you have to substantiate your story - including proof that you have, for instance, been actively looking for a new job - will help.
You fall a bit behind on a credit card bill, your interest rate soars, your minimum payment rises, and you start falling more and more behind every month. You don't see an end. But you don't want to file bankruptcy either. What you can do - and should do - is negotiate.