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Michael Shames
13quotes
Michael Shames
A Pioneer in Consumer Advocacy
Full Name and Common Aliases
Michael Shames is a renowned consumer advocate and expert on the insurance industry. His full name is Michael D. Shames, but he is commonly known as Mike Shames.
Birth and Death Dates
Born on January 21, 1955, in Brooklyn, New York, Michael Shames passed away on June 16, 2018, at the age of 63.
Nationality and Profession(s)
Michael Shames was an American consumer advocate, expert witness, and public speaker. He worked tirelessly to educate consumers about insurance and financial matters, providing them with valuable insights to make informed decisions.
Early Life and Background
Growing up in Brooklyn, Michael developed a keen interest in mathematics and science from an early age. This curiosity led him to pursue a degree in economics at the University of California, Berkeley. After completing his undergraduate studies, Shames went on to earn his law degree from the same institution. His academic background provided a solid foundation for his future career as a consumer advocate.
Major Accomplishments
Michael Shames' work as a consumer advocate spanned over three decades. He was a respected expert witness in numerous insurance-related cases and worked with top law firms, providing them with valuable insights on insurance practices. Shames also testified before the California State Legislature, advocating for consumers' rights and pushing for legislation that protected policyholders.
Notable Works or Actions
Shames published several articles and books on insurance-related topics, including _How to Get a Fair Settlement_ and _The Insurance Game_. He was also a regular contributor to various media outlets, such as the _Los Angeles Times_, _San Diego Union-Tribune_, and _KUSI News_. Through his writings and public speaking engagements, Shames educated thousands of consumers on insurance practices, helping them navigate complex issues.
Impact and Legacy
Michael Shames' work had a profound impact on consumer advocacy. His expertise and unwavering commitment to exposing unfair insurance practices inspired a generation of advocates and policymakers. By shedding light on the dark corners of the insurance industry, Shames empowered consumers to demand better treatment from their insurers.
Why They Are Widely Quoted or Remembered
Michael Shames is widely quoted and remembered for his tireless efforts to protect consumer rights. His work as an expert witness, public speaker, and author helped shape policy discussions on insurance issues. Through his writing, Shames provided a voice for the voiceless – those who were often taken advantage of by the insurance industry. Today, his quotes continue to inspire advocates, policymakers, and consumers alike, reminding them that fairness and transparency are essential components of any healthy market.
As we reflect on Michael Shames' remarkable life and legacy, it becomes clear that his impact extends far beyond his own time. His work will continue to shape the conversation around consumer advocacy, ensuring that future generations remain vigilant in protecting their rights and fighting for a more just society.
Quotes by Michael Shames

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The energy crisis of 2000 brought home traumatically and very dramatically how vulnerable San Diego County can be to an interruption of this lifeblood energy source if we rely too much on imported power.

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You can't get through to the third party company, or you'll get through to them and say, 'stop this and take the charge off, reverse the charge', and they don't.

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Go to the landlord and ask to see the bills and the methodology used to calculate and figure what you owe based on the bills you've received.



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It's the same theory that Lance Armstrong exploits whenever he's riding in the Tour de France. He's taking advantage of the draft created by other riders to reduce the amount of effort he has to make.

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The municipal water districts should be playing not just provider of the water, but playing the water cops.

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There's substantial premiums you pay if you buy gas near a freeway. It's simply a function of gas stations' taking advantage of the convenience factor. They may also pay higher rents, though.

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Do we have a need for new power? Yes. No question about it. The question is going to be, 'How should we provide that power?' That's the issue.

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We know that none of our oil and none of our gas comes from the South, so there's no clear explanation for the run-up.
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