Practically speaking, that's the only thing that works.

We choose not to expand our business with them,

We choose not to expand our business with them. This is very limited. We have not chosen to cut off all our business with them.

We alerted them by mail and sent a second letter on Thursday saying, 'It turns out nothing happened. We're always going to err on the side of protecting people.

We were not looking for an opportunity to deprive them of business, but when confronted with the question 'do we expand it or wait?', we chose not to expand it.

We have not cut off all relationships with the bank.