It's expectations about savings and debt and their values. What's underneath is trust.

You might want to buy a new dress, but when you know your priority is to send the kids to college, it makes it easier to make that choice.

See what's left and look to see where you can cut back on discretionary expenses.

First you have to do the boring stuff.

We can take some comfort knowing that we'll never make that mistake again.

The purpose of money is to support your life, and if you want to use it to build great memories, go ahead. But you have to remember there is a balance between great memories and prudence.

He's got way too much invested in that company. He can't get rid of the options, so he shouldn't buy anymore (company stock).

I had one new couple who had $20,000 in credit card debt. They couldn't make their monthly payments.

Most people don't get serious about planning until something big happens in their life, like marriage, divorce, having kids. When I see someone in their 20s who is already on the ball with their finances, the first thing I do is congratulate them.

There are lots of ways to register assets, but you need to decide which way is best for your marriage.