Hazards - There is an island of opportunity in the middle of every difficulty. Miss that, though, and you're pretty much doomed.

Insanity - It's difficult to comprehend how insane some people can be. Especially when you're insane.

Incompetence - When you earnestly believe you can compensate for a lack of skill by doubling your efforts, there's no end to what you can't do.

CONSULTING: If you're not a part of the solution, there's good money to be made in prolonging the problem.

Ambition - The journey of a thousand miles sometimes ends very, very badly.

Demotivation - Sometimes the best solution to morale problems is just to fire all of the unhappy people.

Defeat - For every winner there are dozens of losers. Odds are you're one of them.

Dreams - Dreams are like rainbows. Only idiots chase them.

Stupidity - Quitters never win, winners never quit, but those who never win AND never win are idiots.

Procrastination: Hard work often pays off after time, but laziness always pays off now